Multinational
Insurance Platform
on our Open Insurer
Network
Risk FabrIQ is building the AI-enabled operating system for multinational commercial insurance, connecting brokers, insurers, MGAs and reinsurers through a modern infrastructure platform that simplifies placement, governance, compliance and servicing across multiple jurisdictions.
About Us
Learn about our team and mission
Our Vision
To be the world-leading multinational insurance placement platform that effectively connects capacity, leads industry thinking, and simplifies complex processes through industry-leading technology.
Our Mission
Efficiently operate a multinational network of admitted capacity accessible to licensed insurers and brokers for cross-border, emerging regional, and multinational policy and program placement.
Executive Team
Our leadership team brings extensive experience in insurance, technology, and global business operations to deliver a world-class multinational insurance platform.
Tony McHarg
Co-Founder and Director
Tony brings 20+ yrs multinational executive experience to Risk FabrIQ, driving innovation in network operations and management, as well as bringing together insurance professionals around the globe.
View LinkedIn ProfileLuke Beaton
Co-Founder and Director
Luke drives strategic execution and operational excellence, ensuring the platform delivers exceptional innovation while maintaining the highest standards of compliance and rigour.
View LinkedIn ProfileShane VanBentum
Co-Founder and CTO
Shane brings a depth of executive technology experience, helping shape Risk FabrIQ's product direction, scalability and security.
View LinkedIn ProfileSimplifying a Complex World
Risk FabrIQ is focused on leveraging industry expertise to develop and deploy AI and technology-enabled solutions that simplify placement, governance, compliance and servicing across multiple jurisdictions.
Multi-Currency & FX Management
Simplify the complexity of managing multiple currencies across supported countries. Our platform handles real-time FX conversion, currency volatility management, and multi-currency payment coordination—reducing the risk of exchange rate losses and payment delays that can derail multinational placements.
- Real-time FX rate integration
- Multi-currency payment coordination
- Currency volatility risk management
Global Insurer Network Access
Overcome the challenge of identifying and accessing admitted insurers in each jurisdiction. Our platform provides direct access to a curated network of licensed insurers across supported countries, eliminating the time-consuming process of researching local market availability and establishing individual relationships.
- Pre-vetted admitted insurer network
- Jurisdiction-specific insurer matching
- Binding authority management
Payment Coordination & Cash Before Cover
Navigate the operational friction of coordinating premium payments across multiple countries, currencies, and payment methods. Automate "cash before cover" requirements, manage local payment preferences, and ensure timely premium collection to avoid coverage gaps that can expose clients to uninsured risks.
- Automated cash-before-cover workflows
- Local payment method support
- Premium collection tracking
International Data Transfer Compliance
Address the complexity of transferring insurance data across borders while meeting GDPR, PIPL, LGPD, and country-specific data localization requirements. Our platform automatically routes data to compliant storage locations and manages cross-border transfer mechanisms, preventing regulatory violations that can halt placements.
- Automated data residency routing
- Cross-border transfer safeguards
- Data localization compliance
Multi-Jurisdictional Regulatory Compliance
Simplify the burden of tracking and complying with insurance regulations across supported jurisdictions. Our platform monitors regulatory changes in real-time, validates licensing requirements, and automates many regulatory reporting requirements reducing the risk of non-compliance that can invalidate coverage or trigger penalties.
- Real-time regulatory change monitoring
- License validation & tracking
- Automated regulatory reporting
OFAC & Sanctions Screening
Navigate the critical requirement of sanctions screening across multiple jurisdictions. Our platform integrates OFAC, UN, EU, and country-specific sanctions lists, with automated screening workflows that prevent placements with sanctioned entities—protecting against severe regulatory penalties and reputational damage.
- Multi-list sanctions screening
- Country-specific screening requirements
- Automated screening workflows
Insurance Vendor Management
Simplify the complexity of managing relationships with multiple insurers, brokers, and service providers across different countries. Centralize vendor onboarding, performance tracking, contract management, and compliance monitoring—reducing administrative overhead and ensuring consistent service delivery.
- Centralized vendor database
- Performance & compliance tracking
- Contract & SLA management
Admitted vs Non-Admitted Requirements
Resolve the complexity of determining when admitted insurance is required versus beneficial or simply when non-admitted coverage is permissible. Our platform automatically identifies jurisdiction-specific requirements, validates admitted insurer availability, and flags regulatory restrictions—preventing coverage gaps and compliance violations.
- Admitted status validation
- Jurisdiction requirement mapping
- Coverage gap prevention
Multi-Jurisdiction Policy Coordination
Reduce the operational friction of coordinating policy issuance, renewals, and amendments across multiple countries with different timelines, requirements, and documentation standards. Streamline cross-border policy management with automated workflows designed to ensure consistency and help prevent coverage gaps.
- Coordinated policy issuance
- Renewal workflow automation
- Cross-border amendment management
Comprehensive Insurance Coverage
Platform capability to support all Commercial and/or Specialty policies and program types across a curated global network of licensed insurers, including:
Liability Insurance
General liability, professional liability, and product liability coverage across jurisdictions
Property Insurance
Commercial property, business interruption, and asset protection worldwide
Commercial Auto
Fleet coverage and commercial vehicle insurance with international compliance
Marine Inland
Marine cargo and inland transit coverage for global logistics
Corporate Travel
International travel insurance and corporate travel risk management
D&O
Directors and officers liability for leadership and board exposure
Cyber
Data breach, network interruption, and technology-related risk
Professional Indemnity
Errors and omissions coverage for professional services
Work With Us
Choose the path that best matches your multinational insurance goals.
Join our network of licensed insurers
Participate as admitted issuance capacity in a curated multinational network supporting cross-border placement, governance and servicing.
- Onboarding as a licensed issuing partner
- Jurisdiction and product capability mapping
- Placement and servicing participation across the network
Join our Open Insurance Network
Expand distribution and launch or migrate multinational operations onto a managed platform.
- Partner onboarding and verification workflow
- Access to legal terms and operating guidance
- Dedicated support through onboarding milestones
Access our Platform and Network
Start placing multinational policies with guided access to the platform and network capabilities.
- Structured onboarding into placement workflows
- Visibility into supported coverage and countries
- Operational and compliance support during setup
License our Platform
Run your own branded multinational operations while maintaining control over your data and roadmap.
- Platform licensing for network-scale operations
- Governance controls aligned to your model
- Support for phased implementation and growth
Compliance and Security at our core.
Out of the Box.
Regulatory compliance is central to successful program execution. Our multinational platform is designed and being deployed with controls aligned to major frameworks and regulations, including GDPR, ISO 27001, SOC 2 trust principles, ESIGN Act, and UETA.
- GDPR compliance features — designed to support EU data protection standards
- ISO 27001 aligned — information security management practices
- SOC 2 aligned controls — security, availability, and confidentiality safeguards
- ESIGN Act & UETA — electronic signature compliance features
- Multi-jurisdictional regulatory monitoring
Built for Compliance
Automated compliance checking and reporting
Ready to Transform
Your Insurance Operations?
Empower your team with Risk FabrIQ's easy-to-integrate placement experience. Fast deployment, enhanced security, and improved efficiency are just a click away.
Get StartedPrefer a short note instead? Contact us.
Frequently Asked Questions
What more do you want to know about Risk FabrIQ?
We take security seriously. Our platform uses industry-standard encryption, aligns with ISO 27001 information security practices, and includes controls designed to support SOC 2 trust principles. Data is encrypted in transit and at rest with role-based access control.
While our platform is designed to support insurance placement in over 190 countries worldwide, we have not issued policies in all available countries as yet. We will onboard and validate product-specific country capability as we progressively roll out.
Implementation time varies based on your needs. Accessing the platform to place policies is possible within 1-2 weeks. The platform uses a guided wizard, and our team provides onboarding support while we verify you. The platform is designed to work out of the box with minimal configuration required.
Yes. Our comprehensive REST API should allow seamless integration with your existing CRM, ERP, or other business systems. We also support webhooks for real-time notifications and offer pre-built integrations with popular platforms.
While the platform is commercial insurance product agnostic, network issuance capability is currently scoped to support Liability, Property, Commercial Auto, Marine Inland, Corporate Travel, D&O, Cyber, and Professional Indemnity. These can be placed as admitted, master or umbrella in a program structure.